Deposit Accounts

Business Deposit Accounts
For over 100 years, United Community Bank has provided banking services to companies like yours so they could continue to grow and prosper and put their future plans into action…now.  Whether you are just starting your business or looking for a better banking relationship, United Community Bank has a product that will meet your financial needs.

Checking Accounts

We offer multiple products for managing your company’s or nonprofit organization’s daily finances. For full account and fee disclosures, please visit one of our four branches  or contact us.

United Entrepreneur Checking
A non-interest bearing account designed for small businesses with lower transaction volumes. Must maintain $1,000 minimum daily balance to avoid $3 monthly fee. There may be additional fees for the number of checks written and deposited per statement cycle.

United Business Checking
A non-interest bearing account for businesses with higher transaction levels. Accounts are analyzed monthly and fees are offset against an earnings credit.

United Business NOW Checking
An interest bearing account for sole proprietorships, some organizations and certain governmental units. Must maintain $1,000 minimum daily balance to earn interest and avoid $6 monthly fee, plus $0.25 per check.

United Community Checking
A non-interest bearing account for nonprofit organizations with no minimum balance or monthly fees.

Savings and Money Market Accounts

We offer a variety of savings accounts to meet the diversified and changing needs of business and nonprofit organizations. For full account and fee disclosures, please visit one of our four branches  or contact us.

United Business Savings
An interest bearing account with a $500 minimum daily balance to earn interest and avoid $3 monthly fee.  Excessive withdrawal fee of $1 for each transfer or withdrawal over 6 per month.*

United Business Money Market
A tiered interest bearing account with a $3,000 minimum daily balance to earn interest and avoid $6 monthly fee, plus $0.20 per check fee.  Excessive withdrawal fee of $10 for each transfer or withdrawal over 6 per month.*

United Premier Business Money Market
A tiered interest bearing account with a $25,000 minimum daily balance to earn interest and avoid $10 monthly fee, plus $0.25 per check fee.  Excessive withdrawal fee of $10 for each transfer or withdrawal over 6 per month.*

 

*You may make six (6) transfers from your account each four (4) weeks or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties.  Transfers and withdrawals made in person, by messenger, by mail  or at an ATM are unlimited.

Certificates of Deposit (CDs)

A savings option for businesses and nonprofit organizations that can invest money for longer periods of time.  Terms range from 90 days to 5 years (60 months).  Features:

  • Opening deposit of $1,000
  • Fixed interest rate for the term of the CD
  • Automatic renewal at maturity with a 10-day grace period for any changes

For full account and fee disclosures, please visit one of our four branches  or contact us.

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