Loans

Personal Loans

As you go through life, your financial needs change and United Community Bank is here to help, with quick, clear answers and the right personal loan for your situation.  Whatever it is that you need, our friendly lending experts will help you find a solution.

  • Financing for a variety of needs
  • Competitive fixed rates
  • Flexible terms and payments
  • No hidden fees or surprises
  • No pre-payment penalties
  • Friendly, experienced loan advisors
  • Timesaving automatic payment options

Auto Loans

Whether you’re looking for a brand-new or pre-owned vehicle United Community Bank is here to help.  Perhaps you want something more fuel-efficient, something larger or a recreational vehicle.   Whatever it is that you need, our friendly lending experts will help you find a solution.

  • Financing for a variety of vehicle types
  • Competitive fixed rates
  • Flexible terms and payments
  • No hidden fees or surprises
  • No pre-payment penalties
  • Friendly, experienced loan advisors
  • Timesaving automatic payment options

Mortgage Loans

We offer a variety of mortgages to assist you in buying your dream home or refinancing your current mortgage to save you money. Types of loans available include conventional fixed rate mortgages, adjustable rate mortgages (ARM), construction, WHEDA, and USDA Rural Housing Development loans.  Whatever it is that you need, our friendly lending experts will help you find a solution.  Apply for a mortgage here.

  • Competitive fixed and variable rates
  • Flexible terms and payments
  • No hidden fees or surprises
  • No pre-payment penalties
  • Friendly, experienced loan advisors
  • Timesaving automatic payment options

Home Equity Line of Credit

Are you looking for a way to consolidate your debt at a lower interest rate or remodel your kitchen? Using the equity in your home might be the solution! Establish a revolving line of credit that’s there when you need it. You can borrow as little or as much as you need up to your credit limit and as you repay the loan, you replenish your available cash. It’s a flexible line of credit that can be used over and over again. Whatever it is that you need, our friendly lending experts  will help you find a solution.

Tap into your line of credit for things like:

  • Home improvement projects
  • Consolidating higher-interest rate loans
  • New or used vehicle purchases
  • Emergency or medical expenses

There are also short and long-term financial benefits:

  • Potential tax deductibility and savings*
  • Payments as low as “interest only”
  • Pay interest only on what you borrow
  • Convenient access to your available credit line using checks or online transfers

*Consult with your tax and/or legal advisor for information specific to your situation.

Meet Our Lenders

UCB10b

 

Nicolle Granger

Compliance Officer | Mortgage Loan Officer
E ngranger@ucbwi.com * | T (608) 635-0442
NMLS # 849398

Nicolle joined the bank in 2014 as a Mortgage Loan Officer. With her desire for helping people succeed financially, being a community lender is a natural fit for Nicolle. She received an Associate’s Degree in Accounting from Western Technical College in LaCrosse and worked as a real estate agent for six years prior to moving into lending. She has the expertise to help customers achieve their financial dreams and makes her clients’ satisfaction as a top priority. Outside of work, Nicolle enjoys rooting for the Badgers and Packers as well as watching her kids’ sporting events, cooking, and baking.

 

 

UCB31b

 

Kevin Mehringer

Assistant Vice President Lending
E kmehringer@ucbwi.com * | T (608) 423-2675
NMLS # 795240

Kevin joined the lending department at the bank in 2010 and has advanced to an Assistant Vice President Lending. He received his Bachelor’s Degree in Finance and Marketing from UW-Milwaukee. As a mortgage lender, Kevin takes great pride in making the financing aspect of the home buying and refinancing experience as stress-free as possible. He has the desire and industry expertise to find borrowers the best loan products based on their individual needs. He currently lives on a small hobby farm in the Cambridge area with his wife and three children where they enjoy raising chickens, sheep, honey bees, and producing maple syrup.

 

 

 

UCB06b

 

Rosanne Facktor

Assistant Vice President | Credit Operations Officer
E rfacktor@ucbwi.com * | T (608) 635-0449
NMLS # 601985

Rosanne started at the bank in 2009 as a Credit Analyst and since then has been promoted to Assistant Vice President and Credit Operations Officer. She has focused her banking career on lending and has had diverse roles within the bank’s operations. Rosanne received her degree in Finance from the University of Illinois at Champaign-Urbana. She truly enjoys working with customers to help them achieve their personal and business aspirations. Outside of work, she enjoys spending time with her husband, Charles, and their four children while taking family hikes with their dog.

 

 

 

UCB34b

 

Shane Reitzner

Branch Manager | Loan Officer
E sreitzner@ucbwi.com * | T (608) 635-0475
NMLS # 945709

Shane has served as a Branch Manager and Loan Officer at the bank since 2013. He graduated from UW-Platteville with a Bachelor’s Degree in Business Administration. Shane currently serves on the Pardeeville Area Business Association as well as volunteers for the Portage Basketball Program. He and his wife, Hannah, have a daughter and love watching her perform at her various dance recitals and competitions.

 

 

 

 

*Electronic mail is not secure, and confidential or personal information should not be communicated in this manner. For security reasons your message should not contain items such as your social security number, PIN, or account (s).

 

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